When you purchased an optional Damage Waiver at Midwest Photo (hereinafter referred to as “Midwest Photo”) you, the undersigned (herein referred to as the “Renter” or the “Client”), hereby state that you have read, fully understand, and agree to be bound by the following terms and conditions.
Damage Waiver.

Midwest Photo offers Clients the option to purchase a damage waiver (“Damage Waiver”) for unintentional damage to the Equipment during the Rental Period if a valid Certificate of Insurance cannot be produced at the time of the rental. The determination of whether the damage is unintentional and not abuse is at the sole discretion of Midwest Photo.

In the event of damage covered by a Damage Waiver, the Client, who has purchased the Damage Waiver, will pay Midwest Photo a deductible amounting to 15% of the value of an item in similar condition to the Equipment rented to Lessee. Valuation of the Equipment is within the sole discretion of Midwest Photo. A damage waiver does not cover lost or stolen items. A damage waiver does not cover water damage as that is considered to fall under the category of Lessee negligence.

Also, any peripheral or accessory items in Lessee's rental are not covered including lens hoods, battery chargers, front and rear caps, cables, etc. (“Peripheral Items”). If Lessee loses and/or damages Peripheral Items, Lessee is responsible for the full cost of replacement of the Peripheral Items even if Lessee purchased a Damage Waiver.
When purchased, the Damage Waiver limits the Client’s liability in the case of damage on covered equipment.

A. Damaged equipment must be returned to Midwest Photo at the expiration of the rental period.
B. On equipment covered by the optional Damage Waiver, Lessee’s maximum liability of damage is the lesser of 15% of the replacement cost of the equipment or the actual cost of repair.
C. The Damage Waiver only limits liability for damage caused by the ordinary negligence of the Lessee and does not cover any of the following types of damage:
• Water and/or Sand damage
• Intentional damage
• Damage arising from reckless or grossly negligent use of the equipment.
• Damage caused by abnormal or abusive use of the equipment.

  • Damage Waiver does NOT cover sand in the lens or body. Any equipment that is found with sand internally or externally will result in an automatic cleaning fee not to exceed $600.

D. The Damage Waiver does not limit the liability of the Lessee regarding:
• Equipment not returned to Midwest Photo due to theft, loss, any other casualty, or lost or damaged accessories.
Clients are encouraged to check out the rental package thoroughly before leaving Midwest Photo and report any damaged or missing items prior to the rental.
These terms are subject to change without notice at any time by Midwest Photo. and/or its subcontractors, or agents.